To withdraw your Employee Provident Fund (EPF) online using the Universal Account Number (UAN), you can follow these steps:
- Ensure UAN Activation: Make sure that your UAN is activated. If you haven’t activated it yet, you can do so through the EPFO (Employees’ Provident Fund Organisation) portal or via the UAN member portal.
- Log in to the Member Portal: Visit the EPFO’s Unified Member Portal at https://unifiedportal-mem.epfindia.gov.in/memberinterface/.
- Enter UAN and Password: Log in to the member portal using your UAN and password. If you haven’t set a password, you can create one through the “Forgot Password” link.
- Verify KYC Details: Ensure that your Know Your Customer (KYC) details such as Aadhaar, bank account, and PAN are updated and verified. This step is essential for a seamless withdrawal process.
- Check Eligibility: Check your eligibility for online withdrawal. EPFO allows partial withdrawals for specific reasons like medical emergencies, marriage, education, house purchase, etc., and complete withdrawal upon retirement or after remaining unemployed for more than two months.
- Go to ‘Claim’ Section: Once logged in, click on the ‘Online Services’ tab in the main menu and select ‘Claim (Form-31, 19, 10C & 10D)’ from the drop-down menu.
- Complete the Form: A new page will open with the claim form. You need to fill in the necessary details such as the purpose of withdrawal, the amount required, and your bank account details. Upload any supporting documents required for the specific withdrawal reason.
- Authenticate with OTP: After filling out the form, click on the ‘Verify’ button. You will receive an OTP (One-Time Password) on your registered mobile number. Enter the OTP to authenticate the claim submission.
- Submit the Claim: Once the OTP is verified, click on the ‘Submit’ button to initiate the claim request.
- Track the Status: You can track the status of your withdrawal request online through the member portal. Once the claim is processed, the amount will be credited to the bank account linked to your UAN.
Please note that while the online withdrawal process is convenient and straightforward, it is essential to provide accurate information and follow the guidelines provided by EPFO to ensure a smooth withdrawal process.